{
 "business": "car wash",
 "url": "https://bizgame.app/car-wash-business/",
 "simulator": "https://bizgame.app/play/case/carwash",
 "updated": "2026-10-25",
 "setupCostByFormat": [
  {
   "format": "Doorstep waterless kit",
   "setupCostINR": 100000,
   "suggestedBudgetINR": 110000
  },
  {
   "format": "Manual single bay",
   "setupCostINR": 600000,
   "suggestedBudgetINR": 625000
  },
  {
   "format": "Two-bay semi-automatic",
   "setupCostINR": 1500000,
   "suggestedBudgetINR": 1547500
  },
  {
   "format": "Franchise detailing studio",
   "setupCostINR": 3000000,
   "suggestedBudgetINR": 3060000
  }
 ],
 "monthlyNetProfitINR": {
  "metro": [
   43500,
   78000
  ],
  "tier2": [
   20000,
   25000
  ],
  "smallTown": [
   13000,
   19500
  ]
 },
 "licences": [
  "trade licence",
  "pollution control board consent",
  "water permission (groundwater rules)",
  "GST (18%) above ₹20 lakh"
 ],
 "risks": [
  "water bans and tanker costs",
  "monsoon slowdown",
  "damage claims",
  "pressure washer breakdowns"
 ],
 "factors": [
  {
   "id": "A01",
   "cat": "A Setup & capital",
   "name": "Business format choice",
   "value": "Doorstep / manual bay / semi-auto / studio",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A02",
   "cat": "A Setup & capital",
   "name": "Manual single-bay setup capex",
   "value": "₹3.5–10 lakh",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A03",
   "cat": "A Setup & capital",
   "name": "Doorstep kit capex",
   "value": "₹0.5–1.5 lakh (₹3–8 lakh with van)",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A04",
   "cat": "A Setup & capital",
   "name": "Semi-auto / multi-bay capex",
   "value": "₹10–20 lakh",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A05",
   "cat": "A Setup & capital",
   "name": "Detailing-studio capex",
   "value": "₹20–45 lakh (franchise ₹15–50 lakh; lean Tier 2 studio ₹12–20 lakh)",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A06",
   "cat": "A Setup & capital",
   "name": "Pressure washer cost",
   "value": "₹50k–2 lakh commercial (₹15–40k semi-pro)",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/); ABC (https://www.adityabirlacapital.com/abc-of-money/car-wash-business-plan)",
   "estimate": false
  },
  {
   "id": "A07",
   "cat": "A Setup & capital",
   "name": "Wet/dry vacuum cost",
   "value": "₹12k–1 lakh",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A08",
   "cat": "A Setup & capital",
   "name": "Foam cannon / foam system",
   "value": "₹15k–75k",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A09",
   "cat": "A Setup & capital",
   "name": "Air compressor",
   "value": "₹25k–1 lakh",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A10",
   "cat": "A Setup & capital",
   "name": "Hydraulic lift vs underbody lance",
   "value": "₹1–4 lakh vs ~₹7k",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A11",
   "cat": "A Setup & capital",
   "name": "Water recycling unit",
   "value": "₹1–5 lakh",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A12",
   "cat": "A Setup & capital",
   "name": "Detailing tools (polishers, steam)",
   "value": "₹50k–3 lakh",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A13",
   "cat": "A Setup & capital",
   "name": "Licence and registration one-time cost",
   "value": "₹10k–50k",
   "role": "HV",
   "source": "RegisterKaro (https://www.registerkaro.in/guides/how-to-start-car-wash-business-in-india); OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "A14",
   "cat": "A Setup & capital",
   "name": "Rent security deposit",
   "value": "3–10 months' rent",
   "role": "HV",
   "source": "Est.: common Indian commercial-lease practice; no car-wash-specific source found",
   "estimate": true
  },
  {
   "id": "A15",
   "cat": "A Setup & capital",
   "name": "Civil works (drainage slope, sump, oil trap, shed)",
   "value": "₹0.5–2 lakh",
   "role": "HV",
   "source": "Est.: residual of the A02 range minus equipment (~₹2 lakh kit); oil trap required per CALC (https://calcguru.in/?p=2631)",
   "estimate": true
  },
  {
   "id": "A16",
   "cat": "A Setup & capital",
   "name": "Signage and branding fit-out",
   "value": "₹10k–1 lakh",
   "role": "PD",
   "source": "Est.: typical flex/LED sign costs; no direct source",
   "estimate": true
  },
  {
   "id": "B01",
   "cat": "B Location & footfall",
   "name": "Location type",
   "value": "Highway/petrol pump, arterial road, residential colony, inside apartment, mall/office parking",
   "role": "PD",
   "source": "Est.: synthesis; IOCL co-located 3M centres at fuel stations (IOCL 2016 (https://iocl.com/NewsDetails/38668))",
   "estimate": true
  },
  {
   "id": "B02",
   "cat": "B Location & footfall",
   "name": "Space requirement",
   "value": "800–1,000 sq ft manual bay; 1,500–3,000 multi-bay",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "B03",
   "cat": "B Location & footfall",
   "name": "Frontage / clear height",
   "value": "≥30 ft frontage, 12 ft height (franchise norm)",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "B04",
   "cat": "B Location & footfall",
   "name": "Monthly rent",
   "value": "Tier 1: ₹40k–1.5 lakh; Tier 2: ₹15–50k; Tier 3: ₹5–20k for 1,000 sq ft",
   "role": "HV",
   "source": "Est.: ₹40–150/sq ft/month Tier 1 commercial ground floor vs ₹5–20 Tier 3; no car-wash-specific source (OKC explicitly omits rent)",
   "estimate": true
  },
  {
   "id": "B05",
   "cat": "B Location & footfall",
   "name": "Car density in catchment",
   "value": "Metros have far more cars per km²",
   "role": "HV",
   "source": "Est.: SIAM sales concentrate in metros; no city-level figure collected",
   "estimate": true
  },
  {
   "id": "B06",
   "cat": "B Location & footfall",
   "name": "Two-wheeler share of catchment",
   "value": "2W sales ≈ 4.7× PV sales nationally",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "B07",
   "cat": "B Location & footfall",
   "name": "Road dust exposure",
   "value": "Unpaved/construction-heavy areas get dirty faster",
   "role": "HV",
   "source": "Est.: dust-driven frequency; no quantified Indian source",
   "estimate": true
  },
  {
   "id": "B08",
   "cat": "B Location & footfall",
   "name": "Parking/queue space for waiting cars",
   "value": "0–4 cars",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "B09",
   "cat": "B Location & footfall",
   "name": "Water source at site",
   "value": "Municipal / borewell / tanker / STP-treated",
   "role": "PD/HV",
   "source": "CALC (https://calcguru.in/?p=2631)",
   "estimate": false
  },
  {
   "id": "B10",
   "cat": "B Location & footfall",
   "name": "Proximity to apartment complexes",
   "value": "High-rise clusters",
   "role": "HV",
   "source": "Est.: doorstep players target apartments (Citizen Matters (https://citizenmatters.in/1606-bengaluru-waterless-carwash-prowash/))",
   "estimate": true
  },
  {
   "id": "C01",
   "cat": "C Services & pricing",
   "name": "Basic pressure wash price",
   "value": "₹80–350",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C02",
   "cat": "C Services & pricing",
   "name": "Foam wash price, hatchback",
   "value": "₹250–450",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C03",
   "cat": "C Services & pricing",
   "name": "Foam wash price, sedan",
   "value": "₹300–550",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C04",
   "cat": "C Services & pricing",
   "name": "Foam wash price, SUV",
   "value": "₹400–700",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C05",
   "cat": "C Services & pricing",
   "name": "Vehicle-class price step",
   "value": "+20–40% per class",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C06",
   "cat": "C Services & pricing",
   "name": "Interior vacuum + clean",
   "value": "₹500–1,000",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C07",
   "cat": "C Services & pricing",
   "name": "Steam interior cleaning",
   "value": "₹400–1,000",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C08",
   "cat": "C Services & pricing",
   "name": "Full interior detailing",
   "value": "₹1,500–5,000",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C09",
   "cat": "C Services & pricing",
   "name": "Polishing / full detailing package",
   "value": "₹3,000–14,000",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C10",
   "cat": "C Services & pricing",
   "name": "Ceramic coating price",
   "value": "₹10k–40k (hatchback→SUV, basic→premium)",
   "role": "PD",
   "source": "CERAMIC (https://www.carzspa.com/ceramic-coating-price-in-india-2026/); GARWARE (https://www.garwarehitechfilms.com/garware-detailing-solutions/blog/is-ceramic-coating-worth-it-for-cars-in-india)",
   "estimate": false
  },
  {
   "id": "C11",
   "cat": "C Services & pricing",
   "name": "Paint correction add-on",
   "value": "₹5k–20k",
   "role": "HV",
   "source": "CERAMIC (https://www.carzspa.com/ceramic-coating-price-in-india-2026/)",
   "estimate": false
  },
  {
   "id": "C12",
   "cat": "C Services & pricing",
   "name": "Bike wash price",
   "value": "₹60–200 (₹150–200 foam)",
   "role": "PD",
   "source": "IndiaMART (https://m.indiamart.com/krg-autos); IndiaMART (https://m.indiamart.com/carobar-detailers); xBHP (https://www.xbhp.com/talkies/universal-threads/21367-bike-two-wheeler-servicing-cost-pan-india?p=1167132)",
   "estimate": false
  },
  {
   "id": "C13",
   "cat": "C Services & pricing",
   "name": "Monthly wash pack (4 washes)",
   "value": "₹800–4,000",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "C14",
   "cat": "C Services & pricing",
   "name": "Daily doorstep subscription",
   "value": "₹499–749/month (older data, ~2019–20); estimate ₹700–1,500 in 2026 after inflation",
   "role": "PD",
   "source": "Better India (https://thebetterindia.com/236662/india-car-wash-innovation-review-plant-chemicalfree-water-saving-waterless-spray-cleaning-startup-india-ana79)",
   "estimate": true
  },
  {
   "id": "C15",
   "cat": "C Services & pricing",
   "name": "Waterless doorstep per-wash price",
   "value": "₹199–249",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/); DriveU (https://www.driveu.in/blog/cruising-through-bangalores-water-scarcity-car-owners-edition-clu7xo5dz001p1020xanipz7u.md)",
   "estimate": false
  },
  {
   "id": "C16",
   "cat": "C Services & pricing",
   "name": "Festival surge pricing",
   "value": "+₹10–20 on bike wash (Pune)",
   "role": "PD",
   "source": "FPJ (https://www.freepressjournal.in/pune/dussehra-rush-puts-punes-vehicle-washing-centres-under-water-pressure)",
   "estimate": false
  },
  {
   "id": "C17",
   "cat": "C Services & pricing",
   "name": "Price elasticity of basic wash",
   "value": "Est. −1.0 to −1.5 (walk-in); −0.5 subscription",
   "role": "HV",
   "source": "Est.: commoditised service with nearby substitutes (local washer boys, home washing)",
   "estimate": true
  },
  {
   "id": "C18",
   "cat": "C Services & pricing",
   "name": "Upsell attach rate (interior/wax on a wash)",
   "value": "Est. 15–30%",
   "role": "HV",
   "source": "Est.: the OKC worked example uses an average ₹350 ticket against a ₹250–300 base, implying ~20–30% upsell value",
   "estimate": true
  },
  {
   "id": "C19",
   "cat": "C Services & pricing",
   "name": "Average ticket (blended)",
   "value": "~₹350",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "D01",
   "cat": "D Inputs & supply chain",
   "name": "Water use per car",
   "value": "70–150 L (no recycling); 20–40 L (recycling); waterless ~0.5–1 L",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "D02",
   "cat": "D Inputs & supply chain",
   "name": "Tanker water price",
   "value": "₹450–600 per 6,000 L normally (~₹0.08–0.10/L)",
   "role": "HV/RE",
   "source": "TANKER (https://businesstoday.in/india/story/bengaluru-water-crisis-district-administration-fixes-rates-for-water-tanker-services-420502-2024-03-07)",
   "estimate": false
  },
  {
   "id": "D03",
   "cat": "D Inputs & supply chain",
   "name": "Municipal commercial water tariff",
   "value": "Est. ₹0.05–0.15/L (commercial slab)",
   "role": "HV",
   "source": "Est.: Indian commercial water tariffs are roughly ₹50–150/kL; not verified per city",
   "estimate": true
  },
  {
   "id": "D04",
   "cat": "D Inputs & supply chain",
   "name": "Car shampoo cost per wash",
   "value": "Est. ₹5–15",
   "role": "PD",
   "source": "Est.: 5 L bulk shampoo costs ~₹800–2,000 and at 30–50 ml per car serves 100–150 cars",
   "estimate": true
  },
  {
   "id": "D05",
   "cat": "D Inputs & supply chain",
   "name": "Foam/snow-foam chemical per wash",
   "value": "Est. ₹10–25",
   "role": "HV",
   "source": "Est.: foam uses more concentrate than plain shampoo",
   "estimate": true
  },
  {
   "id": "D06",
   "cat": "D Inputs & supply chain",
   "name": "Tyre/dashboard dresser per car",
   "value": "Est. ₹5–10",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "D07",
   "cat": "D Inputs & supply chain",
   "name": "Wax/polish compound per job",
   "value": "Est. ₹50–300",
   "role": "HV",
   "source": "Est.: consumer wax tubs cost ₹300–1,500 and cover several cars",
   "estimate": true
  },
  {
   "id": "D08",
   "cat": "D Inputs & supply chain",
   "name": "Ceramic coating material cost",
   "value": "Est. ₹2,000–8,000 per car",
   "role": "HV",
   "source": "Est.: back-calculated from 40–70% margin on ₹10–40k after labour",
   "estimate": true
  },
  {
   "id": "D09",
   "cat": "D Inputs & supply chain",
   "name": "Microfiber cloth consumption",
   "value": "Est. ₹2–5 per car (cloths ₹50–150, ~30–50 uses)",
   "role": "PD",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "D10",
   "cat": "D Inputs & supply chain",
   "name": "Total consumables per basic wash",
   "value": "Est. ₹15–40 (₹40–80 foam)",
   "role": "HV",
   "source": "Est.: sum of D04–D09",
   "estimate": true
  },
  {
   "id": "D11",
   "cat": "D Inputs & supply chain",
   "name": "Electricity per car",
   "value": "Est. 0.5–1.5 kWh (washer 2–3 kW × 15 min + vacuum + compressor)",
   "role": "HV",
   "source": "Est.: equipment power ratings × run time; commercial tariff ~₹8–12/kWh (estimate)",
   "estimate": true
  },
  {
   "id": "D12",
   "cat": "D Inputs & supply chain",
   "name": "Power cuts",
   "value": "Est. 0–4 h/day",
   "role": "RE",
   "source": "Est.: power reliability is worse in Tier 3; no specific source",
   "estimate": true
  },
  {
   "id": "D13",
   "cat": "D Inputs & supply chain",
   "name": "Supplier lead time / stockout",
   "value": "1–3 days local distributor",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "D14",
   "cat": "D Inputs & supply chain",
   "name": "Input price inflation",
   "value": "Est. 5–8%/yr",
   "role": "HV",
   "source": "Est.: broad CPI-plus trend for chemicals and wages",
   "estimate": true
  },
  {
   "id": "E01",
   "cat": "E Operations & capacity",
   "name": "Number of bays",
   "value": "1–3 small business",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "E02",
   "cat": "E Operations & capacity",
   "name": "Minutes per basic wash",
   "value": "15–20 min",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "E03",
   "cat": "E Operations & capacity",
   "name": "Minutes per full exterior/foam",
   "value": "30–45 min",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "E04",
   "cat": "E Operations & capacity",
   "name": "Interior detailing time",
   "value": "2–4 h",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "E05",
   "cat": "E Operations & capacity",
   "name": "Ceramic coating time incl. curing",
   "value": "Est. 1–2 days",
   "role": "HV",
   "source": "Est.: multi-step prep, polish and curing",
   "estimate": true
  },
  {
   "id": "E06",
   "cat": "E Operations & capacity",
   "name": "Full washes per bay per day",
   "value": "10–14 (8 h)",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "E07",
   "cat": "E Operations & capacity",
   "name": "Bike wash time",
   "value": "Est. 8–12 min",
   "role": "HV",
   "source": "YourStory 2016 (https://yourstory.com/2016/05/cleanse-solutions/)",
   "estimate": true
  },
  {
   "id": "E08",
   "cat": "E Operations & capacity",
   "name": "Operating hours",
   "value": "Est. 8 am–8 pm, 7 days; Sunday is peak",
   "role": "PD",
   "source": "Est.: typical roadside wash schedule",
   "estimate": true
  },
  {
   "id": "E09",
   "cat": "E Operations & capacity",
   "name": "Daily peak profile",
   "value": "Est. morning (7–11) and evening peaks",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "E10",
   "cat": "E Operations & capacity",
   "name": "Pressure washer breakdown rate",
   "value": "Est. 1–3 failures/yr; repair ₹2–10k; 1–5 days down",
   "role": "RE",
   "source": "Est.: pump seals and unloaders are common wear parts",
   "estimate": true
  },
  {
   "id": "E11",
   "cat": "E Operations & capacity",
   "name": "Equipment maintenance cost",
   "value": "Est. 3–5% of equipment value/yr",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "E12",
   "cat": "E Operations & capacity",
   "name": "Equipment useful life",
   "value": "Est. washer 3–5 yrs; vacuum 3–4 yrs",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "E13",
   "cat": "E Operations & capacity",
   "name": "Doorstep jobs per worker per day",
   "value": "Est. 6–10 (waterless, apartments)",
   "role": "HV",
   "source": "Est.: ~30–45 min per car plus travel; clustering in societies raises it",
   "estimate": true
  },
  {
   "id": "E14",
   "cat": "E Operations & capacity",
   "name": "Recycling-unit uptime",
   "value": "Est. 90–95%",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "E15",
   "cat": "E Operations & capacity",
   "name": "Quality score per wash",
   "value": "0–1 internal",
   "role": "HV",
   "source": "Est.: modelling construct",
   "estimate": true
  },
  {
   "id": "F01",
   "cat": "F Labour",
   "name": "Washer/helper monthly wage",
   "value": "₹12,000–18,000 (avg ₹14,586, Jan 2026)",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/); Evanios (https://www.evaniosjobs.com/job-apply/2479670/car-washing-job-in-theni)",
   "estimate": false
  },
  {
   "id": "F02",
   "cat": "F Labour",
   "name": "Workers per bay",
   "value": "2–3",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "F03",
   "cat": "F Labour",
   "name": "Skilled detailer wage",
   "value": "Est. ₹20,000–35,000",
   "role": "PD",
   "source": "Est.: no sourced figure found; skill premium over washers",
   "estimate": true
  },
  {
   "id": "F04",
   "cat": "F Labour",
   "name": "Per-car incentive/commission",
   "value": "Est. ₹10–30 per car or 5–10% on upsells",
   "role": "PD",
   "source": "Est.: common practice in Indian service retail",
   "estimate": true
  },
  {
   "id": "F05",
   "cat": "F Labour",
   "name": "Attrition rate",
   "value": "Est. 30–60%/yr; spikes after Diwali (workers go home)",
   "role": "HV/RE",
   "source": "Est.: migrant workforce pattern",
   "estimate": true
  },
  {
   "id": "F06",
   "cat": "F Labour",
   "name": "Worker absenteeism",
   "value": "Est. 1–3 days/month per worker",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "F07",
   "cat": "F Labour",
   "name": "Training time to proficiency",
   "value": "Est. 1–2 weeks wash; 1–3 months detailing",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "F08",
   "cat": "F Labour",
   "name": "Festival bonus",
   "value": "Est. 1 month's wage at Diwali",
   "role": "HV",
   "source": "Est.: customary Diwali bonus; Payment of Bonus Act applies only to firms with 20+ staff",
   "estimate": true
  },
  {
   "id": "F09",
   "cat": "F Labour",
   "name": "Labour-law threshold",
   "value": "Extra compliance above 10 workers (PF/ESI at 10–20)",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "F10",
   "cat": "F Labour",
   "name": "Owner labour",
   "value": "Owner-run setups reach 55–65% margins",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "F11",
   "cat": "F Labour",
   "name": "Staff morale",
   "value": "Hidden 0–1",
   "role": "HV",
   "source": "Est.: modelling construct",
   "estimate": true
  },
  {
   "id": "F12",
   "cat": "F Labour",
   "name": "Staff theft/cash leakage",
   "value": "Est. 0–5% of cash takings",
   "role": "HV/RE",
   "source": "Est.: UPI adoption reduces it",
   "estimate": true
  },
  {
   "id": "G01",
   "cat": "G Demand drivers",
   "name": "Base weekly demand (cars)",
   "value": "Est. 40–100 cars/week for a new single bay; break-even ~8–10/day",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": true
  },
  {
   "id": "G02",
   "cat": "G Demand drivers",
   "name": "Monsoon rain-week multiplier",
   "value": "Est. ×0.5–0.7 on exterior washes (Jun–Sep; Kerala/Mumbai heaviest; Oct–Dec for Tamil Nadu)",
   "role": "HV/RE",
   "source": "Bonafide (https://www.bonafideresearch.com/product/6403163406/india-car-wash-services-market)",
   "estimate": true
  },
  {
   "id": "G03",
   "cat": "G Demand drivers",
   "name": "Monsoon interior/underbody demand",
   "value": "Est. ×1.2–1.5 on steam/interior and underbody",
   "role": "HV",
   "source": "Bonafide (https://www.bonafideresearch.com/product/6403163406/india-car-wash-services-market)",
   "estimate": true
  },
  {
   "id": "G04",
   "cat": "G Demand drivers",
   "name": "Post-monsoon catch-up spike",
   "value": "Est. ×1.3–1.5 for 2–3 weeks after rains end",
   "role": "HV",
   "source": "Est.: pent-up mud/dirt cleaning",
   "estimate": true
  },
  {
   "id": "G05",
   "cat": "G Demand drivers",
   "name": "Dussehra/Diwali festive multiplier",
   "value": "Up to 5–7× on peak days for bike washes (Pune); estimate ×1.8–2.5 on the week for cars",
   "role": "HV",
   "source": "FPJ (https://www.freepressjournal.in/pune/dussehra-rush-puts-punes-vehicle-washing-centres-under-water-pressure)",
   "estimate": true
  },
  {
   "id": "G06",
   "cat": "G Demand drivers",
   "name": "Regional festivals",
   "value": "Onam (Kerala), Pongal/Sankranti (South), Durga Puja (Bengal), Eid, Christmas",
   "role": "HV",
   "source": "Est.: analogous to Dussehra cleaning ritual (Ayudha Puja vehicle puja in South India)",
   "estimate": true
  },
  {
   "id": "G07",
   "cat": "G Demand drivers",
   "name": "Wedding season",
   "value": "Nov–Feb, Apr–May; estimate ×1.1–1.3 for detailing/polish",
   "role": "HV",
   "source": "Est.: cars decorated and used for baraat/guests",
   "estimate": true
  },
  {
   "id": "G08",
   "cat": "G Demand drivers",
   "name": "Weekend effect",
   "value": "Est. Sat ×1.3, Sun ×1.6–2.0 vs weekday",
   "role": "HV",
   "source": "Est.: owners wash on days off",
   "estimate": true
  },
  {
   "id": "G09",
   "cat": "G Demand drivers",
   "name": "Month-start (salary) effect",
   "value": "Est. ×1.1 in the first 10 days of a month",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "G10",
   "cat": "G Demand drivers",
   "name": "Dust/pollution season",
   "value": "Est. ×1.1–1.2 wash frequency in North India Oct–Feb (smog) and dry summer",
   "role": "HV",
   "source": "Est.: direction only; no Indian study found",
   "estimate": true
  },
  {
   "id": "G11",
   "cat": "G Demand drivers",
   "name": "Summer heat & water stress",
   "value": "Mar–Jun; demand steady but water ban risk up",
   "role": "HV",
   "source": "SIASAT (https://www.siasat.com/bengaluru-car-washes-struggle-due-to-water-crisis-many-forced-to-shut-3001136/amp/); DJB (https://housing.com/news/delhi-jal-board-to-fine-rs-2000-for-water-wastage)",
   "estimate": false
  },
  {
   "id": "G12",
   "cat": "G Demand drivers",
   "name": "New car sales trend",
   "value": "PV +7.9% FY26; Oct 2025 +17%; GST cut Sep 2025",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/); SIAM-Oct25 (https://www.businesstoday.in/amp/auto/story/diwali-demand-powers-auto-sales-to-all-time-october-high-pvs-up-17-2ws-cross-22-lakh-502264-2025-11-14)",
   "estimate": false
  },
  {
   "id": "G13",
   "cat": "G Demand drivers",
   "name": "New-car ceramic window",
   "value": "Est. 5–15% of new-car buyers coat within 3 months",
   "role": "HV",
   "source": "Est.: no Indian attach-rate data found",
   "estimate": true
  },
  {
   "id": "G14",
   "cat": "G Demand drivers",
   "name": "Market growth rate",
   "value": "~6.4–6.7% CAGR",
   "role": "HV",
   "source": "CarzSpa/GVR (https://www.carzspa.com/top-15-car-detailing-franchise-opportunities-in-india-2026/); Ken (https://www.kenresearch.com/india-car-wash-market)",
   "estimate": false
  },
  {
   "id": "G15",
   "cat": "G Demand drivers",
   "name": "Road trips / long weekends",
   "value": "Est. ×1.2 pre-trip and post-trip",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "G16",
   "cat": "G Demand drivers",
   "name": "Resale/pre-sale detailing demand",
   "value": "Est. steady small share; more around Mar (FY end)",
   "role": "HV",
   "source": "Est.: Nexdigm cites resale-value awareness as a driver (Nexdigm (https://www.nexdigm.com/market-research/report-store/india-car-detailing-market-report/))",
   "estimate": true
  },
  {
   "id": "G17",
   "cat": "G Demand drivers",
   "name": "Bike-wash demand share",
   "value": "Est. 30–60% of vehicles washed in Tier 2/3; 10–25% in Tier 1",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": true
  },
  {
   "id": "H01",
   "cat": "H Customer behaviour",
   "name": "Wash frequency of a regular",
   "value": "1–2/month; weekly in monsoon/heavy traffic",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "H02",
   "cat": "H Customer behaviour",
   "name": "Substitute: home/society daily cleaner",
   "value": "₹~400–500/month informal per car (Delhi-NCR listings)",
   "role": "HV",
   "source": "HelpersNearMe (https://helpersnearme.com/workers/car-washer-new-delhi)",
   "estimate": false
  },
  {
   "id": "H03",
   "cat": "H Customer behaviour",
   "name": "Price sensitivity by tier",
   "value": "Est. Tier 3 elasticity ~−1.5; Tier 1 premium ~−0.7",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "H04",
   "cat": "H Customer behaviour",
   "name": "Queue tolerance",
   "value": "Est. 20–40 min before walk-away",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "H05",
   "cat": "H Customer behaviour",
   "name": "Repeat probability after a good wash",
   "value": "Est. 50–70%",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "H06",
   "cat": "H Customer behaviour",
   "name": "Repeat probability after a bad wash",
   "value": "Est. 10–25%",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "H07",
   "cat": "H Customer behaviour",
   "name": "Subscription churn",
   "value": "Est. 5–15%/month (doorstep)",
   "role": "HV",
   "source": "Est.: consumer subscription norms; doorstep services are often paused in monsoon",
   "estimate": true
  },
  {
   "id": "H08",
   "cat": "H Customer behaviour",
   "name": "Payment mode",
   "value": "Est. 70–90% UPI in urban areas",
   "role": "HV",
   "source": "Est.: UPI ubiquity in urban retail",
   "estimate": true
  },
  {
   "id": "H09",
   "cat": "H Customer behaviour",
   "name": "Damage-claim propensity",
   "value": "Est. 1 claim per 500–2,000 washes",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "H10",
   "cat": "H Customer behaviour",
   "name": "Vehicle-class mix",
   "value": "Est. hatch 40%, sedan 15%, SUV/compact SUV 45% (rising)",
   "role": "HV",
   "source": "Est.: SUVs are now the largest PV segment by sales (general industry knowledge; not fetched)",
   "estimate": true
  },
  {
   "id": "H11",
   "cat": "H Customer behaviour",
   "name": "Trust/convenience preference for doorstep",
   "value": "Higher in Tier 1 apartments",
   "role": "HV",
   "source": "Est.: CleanseCar scale (YourStory 2019 (https://yourstory.com/2019/06/cleansecar-carnanny-car-washing-acquisition))",
   "estimate": true
  },
  {
   "id": "H12",
   "cat": "H Customer behaviour",
   "name": "Eco/waterless acceptance",
   "value": "Rises during water crises",
   "role": "HV/RE",
   "source": "DriveU (https://www.driveu.in/blog/cruising-through-bangalores-water-scarcity-car-owners-edition-clu7xo5dz001p1020xanipz7u.md)",
   "estimate": false
  },
  {
   "id": "I01",
   "cat": "I Competition & market",
   "name": "Local competitor count within ~2 km",
   "value": "Est. 2–8 (Tier 1), 1–4 (Tier 3)",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "I02",
   "cat": "I Competition & market",
   "name": "Organised franchise presence",
   "value": "3M Car Care (100–200 outlets), Speed Car Wash, Exppress, CarzSpa",
   "role": "HV",
   "source": "TopFranchise (https://topfranchise.com/articles/7-best-car-wash-franchises-in-india/); OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "I03",
   "cat": "I Competition & market",
   "name": "Doorstep app competition",
   "value": "Hoora, CleanseCar, GO Waterless, DriveU",
   "role": "HV",
   "source": "YourStory 2019 (https://yourstory.com/2019/06/cleansecar-carnanny-car-washing-acquisition); DriveU (https://www.driveu.in/blog/cruising-through-bangalores-water-scarcity-car-owners-edition-clu7xo5dz001p1020xanipz7u.md); App Store (https://apps.apple.com/in/app/id1622615009)",
   "estimate": false
  },
  {
   "id": "I04",
   "cat": "I Competition & market",
   "name": "Dealership service-centre wash",
   "value": "Free/cheap wash with servicing",
   "role": "HV",
   "source": "Est.: common OEM service practice",
   "estimate": true
  },
  {
   "id": "I05",
   "cat": "I Competition & market",
   "name": "Competitor price war",
   "value": "Est. a −10–20% price cut by a rival for 2–6 weeks",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "I06",
   "cat": "I Competition & market",
   "name": "New competitor opens nearby",
   "value": "Est. 5–10%/yr probability",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "I07",
   "cat": "I Competition & market",
   "name": "App funding-driven discounts",
   "value": "₹99–199 promo washes",
   "role": "RE",
   "source": "Est.: Hoora funding Oct 2025 (OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/))",
   "estimate": true
  },
  {
   "id": "I08",
   "cat": "I Competition & market",
   "name": "Petrol-pump co-located wash",
   "value": "Fuel-station partners (IOCL–3M)",
   "role": "HV",
   "source": "IOCL (https://iocl.com/NewsDetails/38668)",
   "estimate": false
  },
  {
   "id": "I09",
   "cat": "I Competition & market",
   "name": "Franchise royalty (if franchised)",
   "value": "0–10% of revenue",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "I10",
   "cat": "I Competition & market",
   "name": "Brand demand lift from franchise",
   "value": "Est. ×1.2–1.5 on premium services",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "J01",
   "cat": "J Regulation & compliance",
   "name": "GST rate",
   "value": "18%",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "J02",
   "cat": "J Regulation & compliance",
   "name": "GST registration threshold",
   "value": "₹20 lakh/yr (₹10 lakh special-category states)",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "J03",
   "cat": "J Regulation & compliance",
   "name": "SPCB consent (CTE/CTO)",
   "value": "Orange category; fee estimate ₹5–25k + time",
   "role": "HV/RE",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/); CALC (https://calcguru.in/?p=2631); DPCC (https://dpcc.delhi.gov.in/sites/default/files/DPCC/universal/minutes_6th_meeting_merge.pdf)",
   "estimate": true
  },
  {
   "id": "J04",
   "cat": "J Regulation & compliance",
   "name": "Oil-grease trap / effluent requirement",
   "value": "Required before discharge",
   "role": "HV",
   "source": "CALC (https://calcguru.in/?p=2631)",
   "estimate": false
  },
  {
   "id": "J05",
   "cat": "J Regulation & compliance",
   "name": "Groundwater NOC",
   "value": "Needed above 10 m³/day borewell draw",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/); FICCI/CGWA (https://ficci.in/public/storage/events/25232/ISP/Presentation_Salient-Features-and-water-audit-FICCI-CGWA.pdf)",
   "estimate": false
  },
  {
   "id": "J06",
   "cat": "J Regulation & compliance",
   "name": "Potable-water ban for washing",
   "value": "Bengaluru: ₹5,000 + ₹500/day repeat",
   "role": "RE",
   "source": "BWSSB-ban (https://www.businesstoday.in/amp/india/story/bengaluru-water-crisis-usage-of-potable-water-banned-for-car-wash-gardening-rs-5000-fine-imposed-420654-2024-03-08)",
   "estimate": false
  },
  {
   "id": "J07",
   "cat": "J Regulation & compliance",
   "name": "Hose-wash fine",
   "value": "Delhi ₹2,000 (May 2024)",
   "role": "RE",
   "source": "DJB (https://housing.com/news/delhi-jal-board-to-fine-rs-2000-for-water-wastage)",
   "estimate": false
  },
  {
   "id": "J08",
   "cat": "J Regulation & compliance",
   "name": "Trade licence + Shop & Establishment",
   "value": "Est. ₹1–10k/yr",
   "role": "HV",
   "source": "Est.: part of the ₹10–50k total licences (RegisterKaro (https://www.registerkaro.in/guides/how-to-start-car-wash-business-in-india))",
   "estimate": true
  },
  {
   "id": "J09",
   "cat": "J Regulation & compliance",
   "name": "Udyam (MSME) registration",
   "value": "Free",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "J10",
   "cat": "J Regulation & compliance",
   "name": "Municipal inspection probability",
   "value": "Est. 1–4 per year; higher in crisis",
   "role": "RE",
   "source": "Scroll (https://scroll.in/latest/1065781/bengaluru-authorities-collect-rs-1-1-lakh-fine-in-three-days-for-misusing-potable-water)",
   "estimate": true
  },
  {
   "id": "J11",
   "cat": "J Regulation & compliance",
   "name": "Roadside encroachment drive",
   "value": "Est. 0–2/yr for roadside setups",
   "role": "RE",
   "source": "Est.: roadside washes often occupy public footpaths",
   "estimate": true
  },
  {
   "id": "J12",
   "cat": "J Regulation & compliance",
   "name": "Treated/STP water allowance",
   "value": "Permitted for washing",
   "role": "PD",
   "source": "CALC (https://calcguru.in/?p=2631)",
   "estimate": false
  },
  {
   "id": "J13",
   "cat": "J Regulation & compliance",
   "name": "Labour-law compliance step",
   "value": "Above 10 workers: PF/ESI etc.",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "K01",
   "cat": "K Marketing & reputation",
   "name": "Google Maps rating",
   "value": "Hidden 1–5; estimate ±0.5 star ≈ ±10–20% walk-in",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "K02",
   "cat": "K Marketing & reputation",
   "name": "Review velocity",
   "value": "Est. 1–3% of customers leave a review",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "K03",
   "cat": "K Marketing & reputation",
   "name": "Flyers/society notice-board marketing",
   "value": "Est. ₹2–5k per campaign",
   "role": "PD",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "K04",
   "cat": "K Marketing & reputation",
   "name": "Google/Instagram ads",
   "value": "Est. ₹3–15k/month",
   "role": "PD",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "K05",
   "cat": "K Marketing & reputation",
   "name": "Listing on aggregators (JustDial etc.)",
   "value": "Est. ₹0–20k/yr",
   "role": "PD",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "K06",
   "cat": "K Marketing & reputation",
   "name": "Loyalty card (e.g. 5th wash free)",
   "value": "Est. 10–20% effective discount",
   "role": "PD",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "K07",
   "cat": "K Marketing & reputation",
   "name": "Festival promo offers",
   "value": "Pre-Diwali packages",
   "role": "PD",
   "source": "Est.: festive rush per FPJ (https://www.freepressjournal.in/pune/dussehra-rush-puts-punes-vehicle-washing-centres-under-water-pressure)",
   "estimate": true
  },
  {
   "id": "K08",
   "cat": "K Marketing & reputation",
   "name": "Corporate/fleet tie-ups (cabs, dealers, offices)",
   "value": "Est. 10–40 cars/week at a 15–30% discount",
   "role": "PD",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "K09",
   "cat": "K Marketing & reputation",
   "name": "Eco/water-saving branding",
   "value": "Recycled water signage",
   "role": "HV",
   "source": "Est.: linked to SIASAT (https://www.siasat.com/bengaluru-car-washes-struggle-due-to-water-crisis-many-forced-to-shut-3001136/amp/)",
   "estimate": true
  },
  {
   "id": "K10",
   "cat": "K Marketing & reputation",
   "name": "Viral negative incident",
   "value": "Damage or water-waste video",
   "role": "RE",
   "source": "Est.: social-media complaints drove BWSSB enforcement (Scroll (https://scroll.in/latest/1065781/bengaluru-authorities-collect-rs-1-1-lakh-fine-in-three-days-for-misusing-potable-water))",
   "estimate": true
  },
  {
   "id": "K11",
   "cat": "K Marketing & reputation",
   "name": "Word of mouth in societies",
   "value": "Strong in apartments",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "L01",
   "cat": "L Risks & shocks",
   "name": "City water crisis / potable ban",
   "value": "Bengaluru Mar 2024: volume −50% to −80% for weeks",
   "role": "RE",
   "source": "SIASAT (https://www.siasat.com/bengaluru-car-washes-struggle-due-to-water-crisis-many-forced-to-shut-3001136/amp/)",
   "estimate": false
  },
  {
   "id": "L02",
   "cat": "L Risks & shocks",
   "name": "Tanker price spike",
   "value": "×3–5 (₹450–600 → ₹2,000–3,000 per 6,000 L)",
   "role": "RE",
   "source": "TANKER (https://businesstoday.in/india/story/bengaluru-water-crisis-district-administration-fixes-rates-for-water-tanker-services-420502-2024-03-07)",
   "estimate": false
  },
  {
   "id": "L03",
   "cat": "L Risks & shocks",
   "name": "Municipal supply cut",
   "value": "10–20% (Pune, Oct 2024 context)",
   "role": "RE",
   "source": "FPJ (https://www.freepressjournal.in/pune/dussehra-rush-puts-punes-vehicle-washing-centres-under-water-pressure)",
   "estimate": false
  },
  {
   "id": "L04",
   "cat": "L Risks & shocks",
   "name": "Customer damage claim",
   "value": "Est. ₹2–25k per claim (scratch, swirl, broken wiper/mirror, interior electronics)",
   "role": "RE",
   "source": "Est.: consumer-forum analogues (Rushlane (https://www.rushlane.com/amp/new-mahindra-scorpio-sold-damage-12305526.html))",
   "estimate": true
  },
  {
   "id": "L05",
   "cat": "L Risks & shocks",
   "name": "Pressure-washer breakdown",
   "value": "See E10",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "L06",
   "cat": "L Risks & shocks",
   "name": "Heavy rain / flood day",
   "value": "Est. 0–10 days per monsoon in flood-prone cities (Mumbai, Chennai, Bengaluru)",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "L07",
   "cat": "L Risks & shocks",
   "name": "Heatwave",
   "value": "Est. 5–15 days (North India, May–Jun)",
   "role": "RE",
   "source": "Est.: Delhi fines in heatwave (Gulf News via search (https://gulfnews.com/world/asia/india/india-heatwave-delhi-govt-imposes-fine-of-rs-2000-for-water-wastage-1.1716993955253))",
   "estimate": true
  },
  {
   "id": "L08",
   "cat": "L Risks & shocks",
   "name": "Key worker quits before Diwali",
   "value": "Est. 10–20% chance per worker in Oct–Nov",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "L09",
   "cat": "L Risks & shocks",
   "name": "Theft of equipment",
   "value": "Est. low (1–2%/yr)",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "L10",
   "cat": "L Risks & shocks",
   "name": "Landlord rent hike / eviction",
   "value": "Est. 5–10% annual escalation; rare eviction",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "L11",
   "cat": "L Risks & shocks",
   "name": "SPCB/municipal closure notice",
   "value": "Est. rare unless non-compliant",
   "role": "RE",
   "source": "CALC (https://calcguru.in/?p=2631)",
   "estimate": true
  },
  {
   "id": "L12",
   "cat": "L Risks & shocks",
   "name": "Chemical skin/eye injury to worker",
   "value": "Est. low",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "L13",
   "cat": "L Risks & shocks",
   "name": "Pandemic/lockdown-type shock",
   "value": "Very low probability",
   "role": "RE",
   "source": "Est.: (COVID-19 precedent)",
   "estimate": true
  },
  {
   "id": "L14",
   "cat": "L Risks & shocks",
   "name": "Car theft/joyride liability while in custody",
   "value": "Very rare",
   "role": "RE",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "M01",
   "cat": "M Financing",
   "name": "Owner equity share",
   "value": "Est. 30–100% of capex",
   "role": "PD",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "M02",
   "cat": "M Financing",
   "name": "Mudra loan (PMMY)",
   "value": "Shishu up to ₹50k; Kishor up to ₹5 lakh; Tarun up to ₹10 lakh (Tarun Plus up to ₹20 lakh, 2024)",
   "role": "PD",
   "source": "Est.: PMMY limits from general knowledge, not fetched in this session; verify",
   "estimate": true
  },
  {
   "id": "M03",
   "cat": "M Financing",
   "name": "Loan interest rate",
   "value": "Est. 9–14% p.a. bank/Mudra; 18–30% NBFC/informal",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "M04",
   "cat": "M Financing",
   "name": "Equipment financing/EMI",
   "value": "Est. 12–24 months",
   "role": "PD",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "M05",
   "cat": "M Financing",
   "name": "Working capital buffer",
   "value": "₹1.1–1.6 lakh for 3 months' wages",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "M06",
   "cat": "M Financing",
   "name": "Subscription prepayment float",
   "value": "1 month in advance",
   "role": "HV",
   "source": "Est.: monthly plans are paid upfront (Citizen Matters (https://citizenmatters.in/1606-bengaluru-waterless-carwash-prowash/))",
   "estimate": true
  },
  {
   "id": "M07",
   "cat": "M Financing",
   "name": "Fleet/corporate credit terms",
   "value": "Est. 30–45 days receivable",
   "role": "HV",
   "source": "Est.",
   "estimate": true
  },
  {
   "id": "M08",
   "cat": "M Financing",
   "name": "Franchise fee upfront",
   "value": "Included in ₹15–45 lakh investment",
   "role": "PD",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "N01",
   "cat": "N Unit economics",
   "name": "Average revenue per car",
   "value": "~₹350",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "N02",
   "cat": "N Unit economics",
   "name": "Variable cost per basic car (water + chemicals + power + cloth)",
   "value": "Est. ₹30–70 normally; ₹60–130 in a water crisis",
   "role": "HV",
   "source": "Est.: sum of D01–D11",
   "estimate": true
  },
  {
   "id": "N03",
   "cat": "N Unit economics",
   "name": "Monthly revenue, single staffed bay",
   "value": "~₹1.26 lakh at 12 cars/day × ₹350",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "N04",
   "cat": "N Unit economics",
   "name": "Monthly wage bill (3 workers)",
   "value": "~₹65,000",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "N05",
   "cat": "N Unit economics",
   "name": "Break-even volume",
   "value": "8–10 cars/day for a staffed bay",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "N06",
   "cat": "N Unit economics",
   "name": "Net margin by format",
   "value": "Overall 20–45%; owner-run 55–65%; multi-bay 45–60%; in-bay auto 30–40%",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "N07",
   "cat": "N Unit economics",
   "name": "Ceramic job margin",
   "value": "40–70%",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": false
  },
  {
   "id": "N08",
   "cat": "N Unit economics",
   "name": "Payback period, manual bay",
   "value": "Est. 12–30 months",
   "role": "HV",
   "source": "Est.: ₹5–8 lakh capex ÷ ₹20–40k monthly net",
   "estimate": true
  },
  {
   "id": "N09",
   "cat": "N Unit economics",
   "name": "Revenue mix target",
   "value": "Est. washes 60–75%, interior/detailing 15–25%, coating 5–15% (studio)",
   "role": "HV",
   "source": "Est.: Nexdigm says exterior ≈ 64% of detailing revenue (Nexdigm (https://www.nexdigm.com/market-research/report-store/india-car-detailing-market-report/))",
   "estimate": true
  },
  {
   "id": "N10",
   "cat": "N Unit economics",
   "name": "Doorstep unit economics",
   "value": "Est. ₹199–249 per wash; ~₹20–40 materials; worker 6–10 cars/day",
   "role": "HV",
   "source": "OKC (https://okcredit.in/blog/how-to-start-car-wash-business-in-india/)",
   "estimate": true
  },
  {
   "id": "N11",
   "cat": "N Unit economics",
   "name": "Bike wash contribution",
   "value": "₹60–200 ticket; estimate ₹10–20 variable cost; ~10 min",
   "role": "HV",
   "source": "Price sources in C12; cost is an estimate",
   "estimate": true
  },
  {
   "id": "N12",
   "cat": "N Unit economics",
   "name": "Daily-subscriber economics",
   "value": "₹500–1,500/month for ~26 quick wipes",
   "role": "HV",
   "source": "Better India (https://thebetterindia.com/236662/india-car-wash-innovation-review-plant-chemicalfree-water-saving-waterless-spray-cleaning-startup-india-ana79)",
   "estimate": false
  }
 ],
 "note": "Researched estimates as of late 2026 from public sources; rows with estimate=true have no direct source. For learning, not financial advice."
}